Get Immediate Help for your
Credit Card Debt

Our accredited member agencies are there to help you find the debt solution that’s right for you. They’ve helped millions of Canadians break free of debt for over five decades.

TALK TO A NON-PROFIT CREDIT COUNSELLOR

Take the most important step

Take the ‘Am I In Debt’ Money Quiz

See how you compare
with other quiz takers

Recognizing the early
warning signs

TAKE QUIZ

Canada’s specialists
in debt consolidation
alternatives and
credit counseling

Our tools and resources
are available to you

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Your best choice is Not‑For‑Profit
credit counselling.
Learn Why

Our members are Accredited
Agencies that you can trust.
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FIND A COUNSELLOR

Credit Counsellors provide helpful guidance you can trust. Find a qualified credit counsellor near you today.

HOW WE CAN HELP

How We Can Help - Financial Literacy Education

Financial Literacy
Education

From in-person workshops to webinars and online courses, there are many tools to help you learn!

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Credit Counselling

Take control of your money! A session with a certified credit counsellor will give you the necessary tools.

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How We Can Help - Credit Counselling
How We Can Help - Debt Repayment

Debt Repayment

Let’s arrange your debts into one affordable monthly payment and get you on track to becoming debt free.

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NEWS AND FEATURED STORIES

Enjoying Staycations on a Budget!

Vacations this year are going to look a lot different. With stay-at-home orders ending slowly, staycations on a budget are the norm for many. It may not feel like a real vacation turning your home-school office into a holiday spot. Still, a little creativity can go a...

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Strengthening Protections for Ontario Consumers

The Government of Ontario is thinking of establishing new protections for users of alternative financial services (AFS). According to the government, AFSs are high-cost financial services outside of traditional financial institutions like banks and credit unions. For...

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OUR REACH

2019-20

New Clients Counselled

Financial Literacy Workshops

Workshop Participants