A certified credit counsellor is happy to explain your best options for breaking free of debt.


We are always working to provide you with the latest research for your reference and use.  In our latest research report, we compare the long term financial outcomes of Canadians. The study compares consumers who used a debt management program (DMP), bankruptcy (BK), or a consumer proposal (CP) to obtain relief from debt.


Debt Relief Options in Canada – Long Term Outcome Comparison

Contact us at if you would like a copy of the full research report.

Executive SummaryExecutive Summary
Report SummaryReport Summary

Étude comparative de long terme sur les options d’allègement de la dette des consommateurs au Canada

Contactez-nous à si vous souhaitez obtenir une copie du rapport de recherche complet.

Résumé Du RapportResume Du Rapport

Credit Counselling Canada has received funding from Innovation, Science and Economic Development Canada’s Contribution Program for Non-profit Consumer and Voluntary Organizations. The views expressed in this report are not necessarily those of Innovation, Science and Economic Development Canada or of the Government of Canada.